Privacy Policy 

Last Updated: 03 December 2025

Introduction

Welcome to surrendervalueofliccalculator.site. Your privacy is important to us. This Privacy Policy explains what information we collect, how we use it, how it is protected, and the rights you have regarding your data.

By using our website, you agree to the terms outlined in this Privacy Policy.

Information We Collect

We collect the following types of information:

1. Information You Provide

  • Policy details you enter into the calculator (plan name, sum assured, premium amount, term, etc.)
  • Contact form submissions (name, email, phone, message)

2. Automatically Collected Data

  • IP address, browser type, device type
  • Pages visited, time spent on pages, referring URLs
  • Cookies and similar tracking technologies

How We Use Your Information

We use collected data for:

  • Calculating estimated surrender value for LIC policies
  • Improving website performance and user experience
  • Responding to your queries submitted through the contact form
  • Analytics and traffic measurement
  • Displaying personalized or general advertisements (AdSense)

Cookies & Third-Party Services

We use cookies to improve user experience. Third-party services may also set cookies:

  • Google Analytics (traffic measurement)
  • Google AdSense (advertising)

These services may collect and process data according to their own privacy policies.

Data Storage & Security

  • We do not store policy numbers, financial documents, or any sensitive personal information.
  • Calculator inputs are processed temporarily for results and are not saved permanently.
  • We use standard security practices to protect data but cannot guarantee 100% security.

Third-Party Links

Our website may contain links to external sites. We are not responsible for their content or privacy practices.

Children’s Privacy

This website is not intended for children under 13.

Your Rights

You may:

  • Request deletion of contact-form data we have stored
  • Request correction of inaccurate information
  • Disable cookies through your browser settings

Contact Us

If you have questions about this Privacy Policy, contact us at: Email: support@surrendervalueofliccalculator.site