Terms of Service

Last Updated: 03 December 2025

Terms & Conditions

By using SurrenderValueOfLICCalculator.site, you agree to the following terms:


1. Educational Purpose Only

All calculators, tools, and content are created for educational use.
Actual LIC surrender values may differ.


2. No Professional Advice

We do not provide:

  • Financial advice

  • Investment recommendations

  • Legal guidance

Always verify details with official LIC authorities.


3. Accuracy of Information

We try our best to update data regularly, but:

  • Bonus rates

  • LIC guidelines

  • Policy terms

may change without notice.


4. Restrictions

Users agree not to:

  • Copy or steal website content

  • Misuse website tools

  • Spread false information


5. Limitation of Liability

We are not legally responsible for any loss, damage, or decision made based on our calculator results.